E-banking services refer to the electronic delivery of banking services through the internet or other electronic channels. These services include online banking, mobile banking, electronic bill payment, and other financial transactions that can be performed through the internet or mobile devices.

Online banking allows customers to access their bank accounts, view account balances and transactions, transfer funds between accounts, pay bills, and apply for loans or credit cards. Mobile banking provides similar services through a mobile application or text messaging service.

Electronic bill payment allows customers to pay their bills electronically, eliminating the need for paper checks and postage. Other financial transactions that can be performed through e-banking services include money transfers, stock trading, and investment management.

E-banking services offer several benefits to customers, such as 24/7 access to their accounts, convenience, and time savings. Banks also benefit from e-banking services by reducing their operating costs and improving their customer service. However, e-banking services also carry some risks, such as identity theft, fraud, and hacking, which require banks and customers to take necessary precautions to safeguard their accounts and personal information.